HDFC Regalia Credit Card, Solitaire Credit Card, Doctors Superia Credit Card, Business Platinum. Investment Banking, Wealth Management, Mortgage Loans
HDFC Bank is a popular bank and financial services company of India. The bank is known to offer its customers a wide range of products & services including – credit cards, investment banking, wealth management, mortgage loans, private equity, corporate banking finance, etc.
Let us concentrate on the credit cards for now. The variety of credit cards offered by HDFC Bank is commendable, the best part is that these cards are offered at affordable interest rates. These credit cards are further categorized as – co-branded, premium travel, super premium, premium women, cash back, regular, and premium. Such variety gives you the flexibility to make a choice as per your needs and requirements.
So, without any further ado, allow me to discuss top 6 HDFC Bank credit cards.
#1. HDFC Bank Platinum Plus Credit Card
Well, all I can say about this particular credit card is that it is the best choice for meeting your daily expenses. As far as the fee is concerned, it is pretty reasonable and the best part is that you get to enjoy attractive rewards. If you are a salaried professional and age between 21 and 60, then you need to have this card in your wallet. It also offers the provision of adding three more cards for your spouse, kids, or parents.
Features and Benefits –
- Annual Fee of Rs. 399.
- For every Rs. 150 spent on the card, up to a limit of Rs. 50,000, you get the opportunity to earn 2 reward points.
- You get to save up to Rs. 1,500 on fuel transactions.
- You can avail up to 1,200 reward points in a year.
- You have the advantage of 0% fuel surcharge waiver with this credit card. Fuel waiver is capped at Rs. 250 for every billing cycle.
#2. HDFC Bank Diners Club Premium
This a classy offering from HDFC Bank having loads of privileges. The card offers you unlimited domestic lounge access and you get to enjoy concierge services as well. The good thing about this card is that it has a tie-up with Taj allowing you to enjoy the lots of vouchers and numerous benefits.
Features and Benefits –
- Air accident cover of Rs. 1 crore.
- Credit liability covers up to Rs. 9 Lakhs.
- 5 complimentary access to international and unlimited lounge access to domestic airports.
- Fuel surcharge waiver if fuel purchases are made between Rs. 400-Rs. 5,000 across all fuel stations.
- There is travel insurance cover up to Rs. 50,000 on baggage delay or loss.
- Joining fee is Rs. 2,500 and annual fee is Rs. 1,000.
#3. HDFC Bank Regalia Credit card
This is a super premium offering from HDFC Bank. If you are a regular shopper, then this card is for you. Go on, enjoy shopping and collect reward points and you can even win a foreign vacation with your family. In addition to reward points, there are loads of other benefits you get to enjoy.
Features and Benefits –
- With this card, you can have exclusive deals and discounts on booking movie tickets, hotel bookings and airline tickets on HDFC Bank travel and entertainment website.
- There is medical emergency cover of up to Rs. 15 Lakhs when you travel overseas.
- With Taj Epicure plus membership card, you get to enjoy exclusive rewards, benefits, and attractive discounts.
- On spending Rs. 150 on hdfcbankregalia.com and airvistara.com, you will be offered 8 membership reward points.
- As a Regalia cardholder, you will enjoy complimentary access to more than 800 international airport lounges with Priority Pass Membership.
#4. HDFC Business Platinum credit card
This card offers various business savings offers and rewards as well. You will have to pay a nominal fee for this credit card. You get to travel in comfort and there is free lounge access to various airports across India.
Features and Benefits –
- Joining Fee and Annual fee is Rs. 299.
- You are offered fuel surcharge waiver up to Rs. 500 per billing cycle.
- Since it is a business card, you will have a higher credit limit of up to Rs. 20 Lakhs based on your business financials on your income tax file.
- In a financial emergency, you can withdraw up to 40% of your sanctioned credit limit.
- There is a fuel surcharge waiver of up to Rs. 500 for the transactions between Rs. 400 to Rs. 5,000.
#5. HDFC Bank Doctors Superia credit card
This credit card is exclusively for the doctors. The card carries loads of travel benefits and various other privileges as well. This card is offered to both salaried and self-practising doctors. This card is great to earn some attractive reward points.
Features and Benefits –
- There is no joining fee and the annual fee is Rs. 2999.
- You will receive welcome gift of 1000 reward points; you will earn 3 reward points on every Rs. 150 spent, and 4.5 reward points for every Rs. 150 spent on dining.
- If you make fuel purchase between Rs. 400 –Rs 5,000, your fuel surcharge will be waived off. The waiver is capped at Rs. 250 per statement.
- As per Power Dining program, you get 50% reward points on dining at the partner restaurants.
- There is an interest free credit period of up to 50 days from the date of purchase. This really comes handy in making savings on the interest charges.
- Access to more than 500 airport lounges across the globe.
#6. HDFC Bank Solitaire credit card
This credit card is exclusively for the female customers. This card comes with lots of benefits and shopping rewards as well. Earn points as you shop and later on redeem them for grocery and departmental shopping.
Features and Benefits –
- No joining fee and the annual fee is Rs. 999.
- You will be offered 3 reward points for every Rs. 150 spent and 50% extra reward points when you spend on dining and groceries.
- You will get cashback on fuel with a maximum cap limit of Rs. 250 per billing.
- If you spend Rs. 72,000 every six months, you can get two Shoppers Stop coupons of Rs. 1000 each annually.
- Get additional cashback of Rs. 4,000 when you spend Rs. 5 Lakh on your credit card in a year.